Write a certified or overnight US postal service letter to all 3 credit bureaus, asking to freeze access to their report:
TransUnion Fraud Victim Assistance Development
PO Box 6790
Fullerton, CA 92834
Equifax Security Freeze
PO Box 105788
Atlanta, GA 30348
Experian Security Freeze
PO Box 9554
Allen, TX 75013
Consumers will then be assigned a PIN from each agency, allowing each individual to open his or her credit record for inspection.
Each time a consumer wants his or her credit to be inspected, it will cost $5.00.
The freeze can be lifted for a specified period of time or the report can be made available to individually named creditors.
For more info, check www.consumer.state.ny.us/security_freeze.htm (includes sample letters to each agency)
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